Partnerships with top banks & NBFCs for maximum options
Why Choose a Education Loans with Finxprt?
We go beyond just finding you a loan. We ensure you get the best possible deal.
Loans for India & abroad studies, skill programs, and certifications
Quick processing with minimal documentation
Customized repayment options matching career growth
Expert guidance from application to disbursal
What is a Education Loan?
An education loan is a financial product designed to help students and professionals fund their academic or skill-based programs. It covers tuition fees, living expenses, exam fees, books, and even travel in case of international education.
With Finxprt, you don’t just get a loan, you get a partner who ensures you start your career journey stress-free.
Types of Education Loan We Offer
Not every Education Loan is the same. At Finxprt Financial Services, we help you find the right type of education loan based on your needs, profession, and financial situation. Explore the options below:
Education Loan (India & Abroad)
Make your dream of studying at top universities in India or overseas a reality.
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Covers tuition, accommodation, travel & other academic expenses
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Moratorium period available (repayment begins after course completion)
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Flexible repayment tenure up to 15 years
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Loans for graduate, postgraduate & professional programs
Skill Development Loan
Finance short-term vocational or skill-based training programs to boost your career.
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Covers fees for skill development and vocational training courses
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Lower interest rates compared to personal loans
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Quick disbursal with minimal paperwork
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Available for students, professionals & individuals seeking upskilling
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Frequently Asked Questions on Types of Education Loans
Q. What is the maximum loan amount for studying abroad?
Banks can finance up to ₹1.5 crore for international studies depending on the profile and institution.
Q. Do I need collateral for an education loan?
Loans up to a certain limit (₹7.5 lakh – ₹10 lakh) may be unsecured; above that, collateral/security may be required.
Q. Can education loans cover living expenses abroad?
Yes, apart from tuition, living costs, travel, and exam fees are also covered.
Q. Who can apply for a skill development loan?
Anyone from students to working professionals looking to enhance their skills can apply.
Q. What kind of courses are eligible?
Technical, vocational, IT, language, or professional certification courses from recognized institutes.
Q. What is the repayment tenure for skill loans?
Usually between 1–5 years depending on the loan amount and lender.
Who Can Apply for a Education Loan?
To qualify for a education loan, you typically need to meet the following conditions
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Indian citizen (for India loans); NRI/International students for abroad loans
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Admission confirmation from recognized institution
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Stable financial co-applicant (parent/guardian) for most student loans
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Students (18 years or above) applying for higher studies in India or abroad
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Parents/guardians as co-applicants for students below 18 years
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Professionals seeking skill-based certifications or training programs
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NRIs funding education for children in India
Even if your credit score is lower, Finxprt helps you find banks that best match your profile.
Documents Needed for a Education Loan
Keep these documents handy for faster approvals
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Student KYC (Aadhaar, PAN, Passport for abroad studies)
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Admission letter from university/institute
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Academic records (10th, 12th, graduation certificates)
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Income proof of co-applicant (salary slips, ITR, bank statements)
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Collateral documents (if required)
How Finxprt Gets Your Loan Approved
Your Loan Journey Made Simple
Tell Us Your Requirement
Share your loan need (personal, home, business, or more) with just a few details.
Submit Basic Documents
Provide your financial documents securely so we can assess eligibility.
Compare the Best Bank Offers
We evaluate and shortlist multiple lenders to bring you only the most suitable options.
Get Fast Loan Approval
Transparent process with zero hidden charges – quick approvals made hassle-free.
Instant Disbursal
Once approved, the loan amount is credited directly to your bank account.
That’s it! No running around banks, no confusion.
Finxprt does all the heavy lifting while you get the loan you deserve.
Apply Now – Start Your Loan Journey
The Finxprt Advantage
Why Choose Finxprt for Your Education Loan?
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Compare offers from 70+ banks & NBFCs
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Faster approval with minimal paperwork
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End-to-end support till disbursal
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100% transparent process – no hidden charges
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RBI-compliant trusted lending partners
Finxprt is your reliable partner for stress-free loan approvals.
Education Loan EMI Calculator
Estimate your monthly EMIs instantly. Enter your loan amount, interest rate, and tenure to find the perfect repayment plan.
Frequently Asked Questions on Education Loans
Q. Is there a moratorium period on education loans?
Yes, most lenders provide a repayment holiday until the course duration + 6 to 12 months.
Q. Can I get a tax benefit on education loans?
Yes, under Section 80E of the Income Tax Act, interest paid on education loans is eligible for tax deduction.
Q. Do all courses qualify for education loans?
Loans are provided for recognized universities, colleges, and certified training institutes only.
Q. What is the interest rate range for education loans?
It varies between 7%–13% depending on the bank/NBFC and applicant profile.
Q. Can NRIs avail education loans for their children in India?
Yes, most banks offer this facility with the parent/guardian as co-applicant in India.
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