RBI Disclaimer
Transparency in compliance — Finxprt Financial Services is not a bank or NBFC, and we operate strictly as a loan consulting and advisory firm.
At Finxprt Financial Services, we believe in transparency and honesty with our clients. To comply with RBI (Reserve Bank of India) guidelines and avoid any misrepresentation, please note the following disclaimer.
1. Not an RBI-Regulated Entity
Finxprt Financial Services is not a Bank, NBFC (Non-Banking Financial Company), or Microfinance Institution. We do not directly lend money or accept deposits.
2. Role of Finxprt
We act as a loan consultant and facilitator, connecting clients with banks/NBFCs based on their eligibility and needs. All loan approvals and disbursements are strictly at the discretion of the concerned lender.
3. No Assured Approvals
Finxprt does not guarantee loan approval, loan amount, or interest rate. Final terms and conditions are solely determined by the lender.
4. RBI Compliance of Lenders
All lending partners we work with are RBI-licensed banks or NBFCs. We only assist clients in preparing and submitting applications to these regulated institutions.
5. No Unauthorized Collection of Money
We do not collect any processing fees, upfront charges, or hidden costs on behalf of banks/NBFCs. Any applicable charges are communicated transparently and are payable directly to the lender.
6. Consumer Awareness
As per RBI guidelines, clients are advised to verify loan terms, charges, and documentation directly with the lender before proceeding.
7. Contact Us
If you have any concerns or doubts regarding our RBI disclaimer, please write to us at:
📧 support@finxprt.com
📞+91 99879 44989
Frequently Asked Questions on T&C
Q. Is Finxprt regulated by RBI?
No. We are not a Bank or NBFC. We are a loan consulting and advisory firm.
Q. How do I know my loan is safe?
We only work with RBI-regulated banks and NBFCs, ensuring complete safety and compliance.
Q. Does Finxprt collect fees for banks/NBFCs?
No. We never collect money on behalf of lenders. Any charges are paid directly to the lender.
Q. Can Finxprt guarantee my loan approval?
No. Loan approval depends entirely on the bank/NBFC’s eligibility criteria and policies.
Q. Who do I approach if I have complaints about my loan?
For loan-related grievances, you should contact your lender directly. For consulting-related issues, you can reach us at support@finxprt.com.