Compare 70+ banks and NBFCs for the best transfer rates
Why Choose a Loan Transfer Solutions with Finxprt?
We go beyond just finding you a loan. We ensure you get the best possible deal.
Save up to 2–4% on interest costs over your loan tenure
Option to get a Top-Up Loan with your balance transfer
Quick process with zero hidden charges
End-to-end support — from application to disbursal
What is a Loan Transfer Solutions?
A loan transfer (also known as a balance transfer or loan takeover) allows you to move your existing loan from one bank/NBFC to another offering lower interest rates, better terms, or top-up options. It helps you:
– Reduce your EMIs
– Shorten your loan tenure
– Consolidate debts under one loan
– Unlock extra funds with a top-up
Types of Loan Transfer Solutions We Offer
Not every Loan Transfer Solution is the same. At Finxprt Financial Services, we help you find the right type of loan transfer based on your needs, profession, and financial situation. Explore the options below:
Personal Loan Balance Transfer
Switch your personal loan to a lender with lower interest and enjoy significant savings.
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Lower EMI burden
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Extended tenure flexibility
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Quick, hassle-free process
Home Loan Balance Transfer
Reduce the biggest financial burden by transferring your home loan to a lower interest rate lender.
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Save lakhs over long tenure
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Option for top-up on existing loan
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Better customer service and flexibility
Business Loan Balance Transfer
Lower your business financing cost by shifting to a better lender.
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Lower interest for SMEs and corporates
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Flexible repayment terms
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Additional top-up for expansion
Loan Takeover with Top-Up
Transfer your loan and get extra funds with a top-up facility in a single process.
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Additional cash for personal/business needs
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Continue with one EMI only
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Often at a lower blended interest rate
Still not sure which Loan Transfer Solution suits you best?
Get Free Expert Guidance
Frequently Asked Questions on Types of Loan Transfer Solutions
Q: Can I transfer my personal loan at any time?
Yes, most banks allow transfers after 12 EMIs are paid.
Q: Do I need to re-submit documents?
Yes, fresh KYC and income proof are required for the new lender.
Q: How much can I save on a home loan transfer?
Even a 0.5% reduction saves thousands per month.
Q: Is there a processing fee?
Yes, but savings usually outweigh the fee.
Q: Can startups transfer their business loan?
Yes, subject to repayment track record.
Q: Is collateral required again?
Not for unsecured loans, but required for secured loans.
Q: How much top-up can I get?
Usually 20–30% of the original loan, depending on profile.
Q: Will my EMI increase?
Not always — it depends on tenure and new interest rate.
Who Can Apply for a Loan Transfer Solutions?
To qualify for a loan transfer, you typically need to meet the following conditions
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Salaried professionals with ongoing personal/home loans
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Self-employed individuals with running business loans
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SMEs and startups with existing secured/unsecured loans
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Anyone paying high interest on current loan
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Minimum 12 EMIs paid (varies by lender)
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Good repayment history, no defaults
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CIBIL score 700+ preferred
Even if your credit score is lower, Finxprt helps you find banks that best match your profile.
Documents Needed for a Loan Transfer
Keep these documents handy for faster approvals
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Existing loan statement & sanction letter
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KYC documents (Aadhaar, PAN, Address proof)
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Income proof (salary slips/ITR/bank statements)
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Property documents (for home loan takeover)
How Finxprt Gets Your Loan Approved
Your Loan Journey Made Simple
Tell Us Your Requirement
Share your loan need (personal, home, business, or more) with just a few details.
Submit Basic Documents
Provide your financial documents securely so we can assess eligibility.
Compare the Best Bank Offers
We evaluate and shortlist multiple lenders to bring you only the most suitable options.
Get Fast Loan Approval
Transparent process with zero hidden charges – quick approvals made hassle-free.
Instant Disbursal
Once approved, the loan amount is credited directly to your bank account.
That’s it! No running around banks, no confusion.
Finxprt does all the heavy lifting while you get the loan you deserve.
Apply Now – Start Your Loan Journey
The Finxprt Advantage
Why Choose Finxprt for Your Loan Transfer?
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Compare offers from 70+ banks & NBFCs
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Faster approval with minimal paperwork
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End-to-end support till disbursal
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100% transparent process – no hidden charges
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RBI-compliant trusted lending partners
Finxprt is your reliable partner for stress-free loan approvals.
Loan Transfer EMI Calculator
Estimate your monthly EMIs instantly. Enter your loan amount, interest rate, and tenure to find the perfect repayment plan.
Frequently Asked Questions on Loan Transfer
Q. Is loan transfer always beneficial?
It’s beneficial if your new lender offers lower rates or better tenure flexibility. Finxprt helps you calculate exact savings.
Q. How long does the transfer process take?
On average, 7–10 working days depending on documents and lender policies.
Q. Do I need to inform my existing lender?
Yes. Once your new lender approves, your old lender receives a foreclosure request.
Q. Will my CIBIL score be affected?
No negative impact if payments are regular. It may even improve over time due to reduced EMI burden.
Q. Can I transfer any loan?
Most unsecured loans (personal/business) and secured loans (home, LAP) are eligible.
Let’s Talk Finance!
Ready to apply for a loan or need expert guidance?
Contact Finxprt — we’re here to help you make confident financial decisions.