Loan Amount
Up to ₹50 Lakhs
Why Choose a Personal Loan with Finxprt?
We go beyond just finding you a loan. We ensure you get the best possible deal.
Interest Rates
Starting from 10.5% p.a.
Disbursal
Within 48 hours
Tenure
Up to 7 years
Collateral
Not Required
What is a Personal Loan?
A personal loan is an unsecured loan that helps you cover urgent financial needs without pledging any collateral. Whether it’s for a wedding, travel, education, home renovation, or medical emergencies, Finxprt connects you with 70+ banks and NBFCs to get the best offer at the lowest rates.
Types of Personal Loans We Offer
Not every personal loan is the same. At Finxprt Financial Services, we help you find the right type of personal loan based on your needs, profession, and financial situation. Explore the options below:
Personal Loan (Unsecured)
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No collateral required
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Quick approvals, minimal paperwork
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Ideal for urgent needs like medical expenses, travel, or weddings
Personal Loan for Self-Employed
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Tailored for entrepreneurs, freelancers, and business owners
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Flexible eligibility criteria
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Loans designed around your cash flow
Personal Loan for Professionals
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Special benefits for doctors, CAs, architects, and engineers
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Higher loan amounts with lower interest rates
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Fast approvals with minimal documentation
Top-Up on Existing Personal Loan
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Extra funds on top of your current loan
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Single EMI for easy repayment
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Lower rates compared to new loans
Private Finance (NBFC Loans)
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Quick disbursal, even with lower credit score
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More flexible terms compared to banks
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Wider approval options through trusted NBFCs
Still not sure which personal loan suits you best?
Get Free Expert Guidance
Frequently Asked Questions on Types of Personal Loans
Q: Which type of personal loan is best for me?
It depends on your financial situation. If you’re salaried with a stable income, an unsecured personal loan is usually the best. Self-employed professionals may benefit from loans designed for business owners, while existing borrowers can save with a top-up loan. Our experts at Finxprt will help you compare and choose the right one.
Q: Can self-employed individuals get personal loans easily?
Yes! Many banks and NBFCs offer personal loans for self-employed individuals. With proper income proof and financial documents, you can secure a loan tailored to your business cash flow.
Q: Are personal loans for professionals different from regular loans?
Yes. Banks often offer special personal loans for doctors, CAs, engineers, and other professionals with higher loan amounts, lower interest rates, and faster approvals.
Q: What is a top-up personal loan?
A top-up personal loan lets you borrow extra funds over your existing loan without applying for a fresh loan. This option helps you manage financial needs with just one EMI and often at a lower interest rate.
Q: Is private finance (NBFC loan) safe?
Yes, when taken from trusted NBFCs. They offer flexible approvals, even for people with low credit scores. At Finxprt, we only connect you with reliable and RBI-registered NBFCs.
Q: How can Finxprt help me choose the right loan type?
We compare offers from 80+ banks and NBFCs, analyze your profile, and match you with the loan that suits your needs best — with no hidden charges, 100% transparency, and faster disbursal.
Who Can Apply for a Personal Loan?
To qualify for a personal loan, you typically need to meet the following conditions
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Age: 21–60 years
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Salaried or self-employed professional
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Minimum monthly income of ₹25,000+ (varies by lender)
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Credit Score of 700+ preferred
Even if your credit score is lower, Finxprt helps you find banks that best match your profile.
Documents Needed for a Personal Loan
Keep these documents handy for faster approvals
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KYC: Aadhaar, PAN Card, Passport, or Voter ID
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Address Proof: Utility Bill, Aadhaar, Rent Agreement, or Passport
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Income Proof: Latest 3–6 months’ salary slips / IT returns & 6 months Bank statements
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Employment Proof: Company ID card / Employment certificate
How Finxprt Gets Your Loan Approved
Your Loan Journey Made Simple
Tell Us Your Requirement
Share your loan need (personal, home, business, or more) with just a few details.
Submit Basic Documents
Provide your financial documents securely so we can assess eligibility.
Compare the Best Bank Offers
We evaluate and shortlist multiple lenders to bring you only the most suitable options.
Get Fast Loan Approval
Transparent process with zero hidden charges – quick approvals made hassle-free.
Instant Disbursal
Once approved, the loan amount is credited directly to your bank account.
That’s it! No running around banks, no confusion.
Finxprt does all the heavy lifting while you get the loan you deserve.
Apply Now – Start Your Loan Journey
The Finxprt Advantage
Why Choose Finxprt for Your Personal Loan?
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Compare offers from 70+ banks & NBFCs
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Faster approval with minimal paperwork
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End-to-end support till disbursal
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100% transparent process – no hidden charges
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RBI-compliant trusted lending partners
Finxprt is your reliable partner for stress-free loan approvals.
Personal Loan EMI Calculator
Estimate your monthly EMIs instantly. Enter your loan amount, interest rate, and tenure to find the perfect repayment plan.
Frequently Asked Questions on Personal Loans
Q1. What is the maximum loan amount I can get?
You can get up to ₹50 Lakhs depending on your income, credit score, and lender eligibility.
Q2. How soon can the loan be disbursed?
Most personal loans are disbursed within 24–48 hours after approval.
Q3. Do I need to provide collateral?
No, personal loans are completely unsecured.
Q4. Can I apply if I already have another loan?
Yes, you can. Approval depends on your repayment history and income eligibility.
Q5. Will applying affect my credit score?
No. Checking offers with Finxprt won’t affect your credit score – we only do a soft check.
Let’s Talk Finance!
Ready to apply for a loan or need expert guidance?
Contact Finxprt — we’re here to help you make confident financial decisions.